Privacy & Cookie Policy

We respect your privacy and explain how we handle personal data and cookies.

Last Updated: February 14, 2026

Data Controller

EVERCOUR BROKERAGE OÜ (Registration code 17349439), Email: info@xpatly.eu, thexpatly@gmail.com.

Personal Data Collected

The following personal data may be collected and processed: full name, email address, phone number, account login credentials, and website usage data related to account activity.

Purpose of Processing

Personal data is processed for user account creation and management, communication and support, platform functionality and security, and service improvement.

Legal Basis for Processing

Personal data is processed in accordance with GDPR Article 6 based on user consent, performance of a contract, and legitimate interests.

Safety, Abuse Reports, and Moderation

We process reports submitted by users (including message content, report reasons, and account details) to investigate abuse, prevent illegal or harmful activity, and enforce our Terms. We review content primarily when a report is submitted, keep records of decisions and appeals, and retain this data only as long as necessary for safety, legal compliance, and dispute resolution. Legal basis: legitimate interests, performance of a contract, and compliance with legal obligations.

Data Storage and Security

Personal data is stored within the EU/EEA or with GDPR-compliant service providers using appropriate technical and organizational security measures.

Data Retention

Personal data is retained for as long as the user account remains active or as required by applicable law.

User Rights

Users have the right to access, correct, delete, restrict, object to processing, request data portability, and withdraw consent at any time.

Supervisory Authority

Complaints may be submitted to the Estonian Data Protection Inspectorate (Andmekaitse Inspektsioon – AKI).

Cookies

Cookies are small text files stored on a user’s device to ensure proper Website functionality and improve user experience.

Cookies Used

Xpatly uses essential cookies required for authentication and security and analytics cookies to understand Website usage in an aggregated manner.

Cookie Management

Users may accept or reject non-essential cookies via the cookie banner or manage cookies through browser settings.

Changes to These Terms

These Terms may be updated periodically. Changes take effect upon publication on the Website.